Flood Insurance in Fair Lawn NJ & Paramus NJ

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Flood insurance policies cover, subject to policy terms and exclusions, physical damage to property and possessions. Click here for a general guide for what is and what isn't covered or to help you better understand the flood policy and coverage.

Flood 101

Flooding has cause more destruction in America than any other natural disaster, but what is flooding? How does it occur and is it just as simple as rising water? Knowing what flooding means and how it can occur is key to helping you understand the risks to you and your family.



Everyone is at risk of flooding. In the past 5 years, all 50 states have experienced floods of Flash floods. There are many causes of floods, and based on your property’s location you can be more susceptible to certain causes than others. Here are just a few of the most common causes. It is important that you and your family Know Your Risk and How to Be Ready should flooding come your way.


Storms and Hurricanes Heavy Rains Levees El Nino